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What you'll need to open a Clear Access Banking account

Must be 18 years or older to open this account online.

Teens 13 – 17 must open at a branch:

Account owner

  • Anyone 17 and older can open as a primary owner
  • Minors 13 – 16 must have an adult co-owner

Two forms of identification (ID) are needed to open at a branch

Each primary account owner and joint owner needs two IDs:

One primary ID
Plus a secondary ID
Original versions of:

  • State-issued or U.S. territory driver's license
  • State-issued or U.S. territory ID card
  • Passport
  • U.S. Armed Forces ID
  • Permanent resident card
  • Employment authorization card
  • Tribal identification issued by a federally recognized U.S. tribal government
Non-U.S. citizens without a U.S. issued taxpayer identification number must provide a government issued ID that provides evidence of nationality or residence.
Original versions of:

  • Employee ID
  • Student ID
  • Credit card
  • ID issued by a recognized business or government agency

Proof of address is required – If neither primary or secondary ID contains your physical address, separate proof of address (for example a utility bill or school enrollment statement) will need to be provided.

Teens without a primary ID need to be accompanied by an adult joint owner, who is a relative or guardian and bring identification such as either a Social Security card, birth certificate or student ID.