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Getting Started with Zelle®

Send and receive money with Zelle®

We'll guide you from setup to payments

Follow these easy steps

Enroll with Zelle® to send and receive money

Enrolling your eligible U.S.-based checking or savings account is quick and convenient. You can do it right in Wells Fargo Online® or the Wells Fargo Mobile® app.

  1. Sign on and select Transfer & Pay on the desktop or Pay & Transfer on the mobile app.
  2. Go to Send Money with Zelle® and view the Welcome note.
  3. Read and accept the Zelle® Transfer Service Addendum.
  4. Enroll an email address or U.S. mobile number, and select the account where you want money to be deposited.

You're ready to use Zelle®.

Note: You may receive a one-time verification code for each email address or U.S. mobile number selected. If so, enter it in the verification code field.

Add contacts to Zelle®

Easily add your payment contacts using Wells Fargo Online or the Wells Fargo Mobile app.

  1. Sign on and select Transfer and Pay on the desktop or Pay & Transfer on the mobile app.
  2. Select Zelle®
  3. From the Zelle® screen, select QR code to scan a recipient QR code and continue to Send money, or select Recipients or Add Recipient, and select the plus (+) icon.
  4. From the Add Recipient screen, enter recipient name, or the name of the business in the First Name field, as well as your recipient’s email address or U.S. mobile number. 
  5. Select Save and your contact will be added to your Zelle® recipient list.

Send Money with Zelle®

Sending money is fast and convenient. It’s already part of your Wells Fargo Mobile app.

  1. Sign on on and select Transfer and Pay on the desktop or Pay & Transfer on the mobile app.
  2. Select Zelle®.
  3. Select Send.
  4. Select the recipient.
  5. Enter the amount. 
  6. Select Review.
  7. Select Send.

Request money with Zelle® using your smartphone

Requesting money is fast and convenient. 

Note: Make sure your email address or U.S. mobile phone number is enrolled with Zelle® through your Wells Fargo Online account.

  1. Sign on and select Pay & Transfer. 
  2. Select Zelle®
  3. From the Zelle® screen, select Request.
  4. Select from your list of recipients or the plus (+) icon to add a new one.
  5. Enter the amount you're requesting, double-check it to make sure it’s correct, then select Request.

Additional questions about requesting money? Find detailed answers in our Zelle® FAQs.