Auto Loan Payment Options

For your convenience, we offer a variety of payment options.

Set up automatic payments

With automatic payments, your payment is debited monthly from your checking or savings account. To set up automatic payments, sign on, select your auto loan from Account Summary, and then select Set up Autopay. You can also call us at 1-800-289-8004 or download the automatic loan payments authorization (PDF), complete the form, and return by mail or fax.

Pay online

Sign on and select your auto loan from Account Summary. You can make a payment immediately or schedule a payment up to 30 days in advance. Not enrolled in Wells Fargo Online^®? Enroll now.

Pay by phone

Call 1-800-289-8004, 24 hours a day, 7 days a week, to use our automated system.

Pay by mail

Make your check or money order payable to Wells Fargo Auto. Be sure to fill in all sections of a money order. (Don't send cash.) Write your account number on your check or money order.

Mail your payment to:

Wells Fargo Auto 
PO Box 17900
Denver, CO 80217-0900

Pay in person

You can make payments at any Wells Fargo banking location and a Wells Fargo account isn't required.

Other ways to pay

• MoneyGram^® – Include your 10-digit Wells Fargo Auto account number and Receive Code 1815. Please note: Third-party fees may apply. 
• Western Union^® – Include your 10-digit Wells Fargo Auto account number, Western Union City Code CATX, and State Code TX. Please note: Third-party fees may apply.

Additional principal payments

When you pay more than the total amount due, on or before the due date, the additional amount will pay down your principal balance and will also be applied to your next payment due. You can pay your account up to 3 months in advance. Once the account is paid ahead 3 months, the additional amount will be applied to principal only.

If you'd like to have additional funds applied to principal only, here are 3 ways to pay:

• Automatic payments – Sign on and select your auto loan from Account Summary. Select Set up Autopay, and include the additional amount to be applied to principal.
• Mail – Note the additional principal amount using the payment coupon attached to your statement.
• Branch – Ask a Wells Fargo employee to apply the additional payment amount to the principal balance.

Note: Principal-only payments won’t change the amount of your next payment or the due date. If you request a principal-only payment on your account and have a past due amount, the payment will first be applied to the past due amount and then the remaining amount will be applied to the principal.

If you have other questions, please see our auto loan FAQs.