Remote Deposit

Streamline your receivables

Every paper transaction you convert to electronic helps to add speed and increase your ability to monitor overall cash flow.

Put your collections online

Our electronic receivables can change the way you do business, which may help you:

  • Streamline your A/R process.
  • Increase transaction accuracy.
  • Speed up collections.
  • Decrease fraud risk.
  • Improve customer satisfaction by accepting more payment formats.
  • Reduce float and receive your payments faster.

Remote Deposit

When you deposit checks from your place of business, you can improve cash flow and receive information quickly while helping reduce the time, cost, risks, and waste resulting from physically transporting check deposits.

Wells Fargo has two ways to help you make remote deposits:

Desktop Deposit® service 

Using a certified scanner, computer, and Internet connection, or simply an iPhone, iPad, or Android device, you can deposit checks through the Wells Fargo Vantage℠ platform or through the mobile app.

Wells Fargo Electronic DepositSM service 

Using your existing process to capture check images and data, you can create and securely transmit a file to Wells Fargo.

The Wells Fargo advantage

  • Extended deposit times. You have an extended deposit deadline for same-day ledger credit of 7 p.m. PT/ 10 p.m. ET.
  • Lower bank fees. You can consolidate banking relationships, which may save money on account maintenance fees, and help you reduce time reconciling multiple bank accounts.
  • Access to deposit images for up to seven years. An extended deposit image archive lets you view all your paper and electronic deposits online using the Transaction Search service.
  • Benefits for your business. Your company can save on the cost of transportation and insurance associated with taking checks to the bank for deposit.