First time homebuyer resources
Homebuying made simpler
Wells Fargo has programs and resources to put homeownership within reach, so your first home may be closer than you think.
Get prequalifiedIt starts with affordability
For many potential homebuyers, saving enough for a down payment and closing costs feels impossible, especially for those with modest incomes. We're committed to making homeownership more affordable with programs like these.
Up to $5,000 for closing costs
Down payment assistance
What to know about low down payments:
With a low down payment, mortgage insurance will be required, which increases the cost of the loan and will increase your monthly payment. Talk with a home mortgage consultant about the loan amount, type of loan, property type, income, first-time homebuyer, and homebuyer education requirements to ensure eligibility.
Homebuying basics
No two homebuying journeys look exactly the same, and the path is rarely a straight line. But the whole process can feel simpler if you break it down, so start by understanding these.
Make sure you're financially ready
Get prequalified for a mortgage loan
Shop for homes and make an offer
Finalize your loan and close the deal
Explore the mortgage learning center
Tips and homebuyer education to help you make smart decisions at every step of the journey.
Top questions from first-time buyers
Talk to a mortgage consultant
Call us
1-866-383-5345
Mon – Fri: 7 am – 8 pm
Sat: 8 am – 6 pm
Central Time
Marque 9 para recibir atención en español.
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A PriorityBuyer® preapproval is based on our preliminary review of information provided and limited credit information only and is not a commitment to lend. We will be able to offer a loan commitment upon verification of application information, satisfying all underwriting requirements and conditions, and property acceptability and eligibility, including appraisal and title report. Preapprovals are subject to change or cancellation if a requested loan no longer meets applicable regulatory requirements. Preapprovals are not available on all products. See a home mortgage consultant for details.
Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A.
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