Jumbo loan
More borrowing power, more benefits
A jumbo mortgage can help you get the financing you need in today's market. Plus, Wells Fargo customers may qualify for special relationship discounts.
Get startedWhat is a jumbo loan?
Jumbo loan basics
- A jumbo mortgage has a loan amount higher than the conforming loan limit set by the Federal Housing Finance Agency (FHFA). That means it can't be sold to Fannie Mae or Freddie Mac, which makes it riskier for the lender.
- Because of the added risk, jumbo loans usually have higher qualification standards for borrowers.
- Jumbo loan amounts are available with a variety of fixed rate and adjustable rate mortgage terms.
Jumbo loan benefits
- You can use a jumbo loan to finance a primary home, second home, or investment property.
- A larger loan amount can help if you're buying in a high-cost area or need to refinance a mortgage with a high balance.
Already a Wells Fargo customer?
You may be able to get a discounted rate on a loan based on your eligible assets with Wells Fargo. Not all assets qualify. Discount not eligible with FHA and VA loans.
Other mortgage loan types to consider
Adjustable-rate mortgage
Lower introductory rate, which changes periodically in the future
Get a customized rate and payment
See how much you could qualify to borrow and what your estimated rate and payment would be. It takes just a few minutes and won’t affect your credit score.
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Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A.
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