Based on your specific financial goals - from managing liquidity to leveraging your existing assets - we can develop customized credit and cash management strategies offered through Wells Fargo Bank, N.A. that are designed to help meet your needs.
Cash management Solutions
As part of The Private Bank experience, you have access to a range of offerings that provide access to features and relationship rates designed with your preferences in mind. Solutions include:
- Premium checking and savings, which include mobile and online banking to help you manage everyday cash flow and bill payments.
- The Private Bank CD, a Certificate of Deposit (CD), that offers exclusive rates and a choice of fixed terms for new funds you move to Wells Fargo Bank.
- Money movement services like Commercial Electronic Office® (CEO®) portal help securely manage cash flow, move funds, and receive reports and notifications while allowing you to manage access and control of what other users can see and do.
- Foreign exchange services to send and receive payments in more than 100 currencies and currency risk management.
Lending and credit
Your wealth management banker provides or works with a team of specialists to deliver custom lending solutions to meet your complex borrowing needs and help you:
- Optimize cash flow to provide greater efficiency, flexibility, and convenience within your plan.
- Increase tax efficiencies while preserving and growing your wealth.
- Finance purchases while avoiding depleting your cash reserves.
- Manage investment allocations to seek asset diversification and lower portfolio risk.
- Realize estate planning goals, such as efficient asset transfer between generations, while preserving personal liquidity
When traditional lending products and services are not adaptable enough to address the complexity of your situation, your wealth management banker can provide access to custom lending specialists who can provide specialized financing, including:
Liquid Secured Financing
Complex Investor Real Estate Term Loans and Lines
Alternative Assets Secured Credit
Fine Art Secured Lending
Semi-Liquid And Custom Illiquid Securities Financing
Life Insurance Premium Financing
Employee Stock Ownership Plan Monetization Loan
Aircraft Financing
Real estate lending
Few purchase considerations are as unique as real estate assets. When it comes to your real estate financing needs, your private banker can provide you with access to Private Mortgage Banking(PMB), a division of Wells Fargo Home Mortgage that is committed to serving home buyers with complex income or asset management situations.
Private Mortgage Banking offers powerful strategies and nationwide access to competitively priced mortgage options to fit your broad wealth plan, including flexibility around non-traditional income streams and ownership structures.
Dedicated services for law firms and partners
Wells Fargo’s Legal Specialty Group has a long history of hands-on involvement with the nation’s most successful law firms and has given a distinct, informed perspective on the specialized needs of running the business as well as the personal financial needs of the attorneys. Your team of dedicated specialists will work with your partners, your attorneys, and your firm by providing customized solutions with high-touch service. We offer a full suite of integrated services for your firm, including:
- Comprehensive Credit Services
- Treasury Management
- Corporate Trust Services
- Escrow Services
- Settlement Fund Services
- Equipment Leasing and Financing
- Foreign Exchange Services
