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Accept card payments in store, curbside, in the aisle, at the table, or online
Why Clover Flex?
- Take card payments and print receipts from almost anywhere
- Accept credit, debit, contactless cards and digital wallets such as Apple Pay®
- Help safeguard your customers’ card data with encryption and tokenization
Great for businesses that:
- Need a portable solution for accepting card payments in person or via digital invoice
- Require ability to print, scan and accept on-screen signatures
- Need mobility to take orders and payments
One-time device purchase price
- $649
Payment processing costs
Our straightforward small business pricing makes it easier to estimate your monthly processing costs. No application fees, no monthly minimums, and no early termination fees. Custom (Interchange Plus) pricing is also available for select businesses; please call 1-866-609-3378 for more information.
- $9.95
Software fee:
- Clover's entry-level Payments software is included in the monthly service fee for the first device; $11.95 per month for each additional device.
- Optional software upgrades are available through Clover for an additional monthly fee per device
Transaction fee:
- Your cost per transaction doesn't change based on the type of card your customer uses. Your rate is based on:
- Business type – whether you accept most of your payments from consumers or from other businesses
- Whether your customer’s card is physically present or not
- Total monthly dollar volume of the card transactions you process
- As your sales grow and you meet the minimum for a lower rate in any given month, we'll adjust your rate automatically.
Please reference either the business to consumer table below (if you primarily serve consumers) or the business to business table below (if you primarily serve other businesses).
Business to consumer (B2C) transaction fees
B2C merchants include restaurants, retailers, health practitioners, and any businesses that accept most payments from consumers.
Your cost per transaction, based on the total dollar amount of card purchases you process in a month:
| Total monthly processing volume | Per tap, dip, swipe transaction | Per online or keyed-in transaction |
|---|---|---|
| $0 - $14,999.99 | 2.60% + $0.15 | 3.40% + $0.15 |
| $15,000 - $39,999.99 | 2.40% + $0.15 | 3.20% + $0.15 |
| $40,000 & up | 2.20% + $0.15 | 3.10% + $0.15 |
Business to business (B2B) transaction fees
B2B merchants include distributors, medical/dental suppliers, industrial suppliers, and any businesses that accept most payments from other businesses.
Your cost per transaction, based on the total dollar amount of card purchases you process in a month:
| Total monthly processing volume | Per tap, dip, swipe transaction | Per online or keyed-in transaction |
|---|---|---|
| $0 - $14,999.99 | 2.60% + $0.20 | 3.99% + $0.20 |
| $15,000 - $39,999.99 | 2.50% + $0.20 | 3.75% + $0.20 |
| $40,000 & up | 2.40% + $0.20 | 3.50% + $0.20 |
Equipment
Features and options
- PIN pad
- Onscreen signature pad
- High-resolution 5.99" IPS HD Display
- Wi-Fi and mobile data/LTE connectivity available
- Receipt printer
- Camera/barcode & QR code scanner
- Fully PCI PTS compliant
- Encrypted with TransArmor® technology
- Device dimensions: 7.3"H x 3.2"W x 2.1"D
- Optional add-ons: Clover Flex travel kit, Kitchen printer (Wi-Fi)
Software
All available software plans allow you to take card payments – on a device, your phone, or online. Plans also provide additional features to help you manage your business like synching with your accounting software, reporting, and plug-ins for e-commerce and Apple Pay platforms. After receiving your device, simply select the service plan that best meets your needs when you activate your account on the Clover Dashboard, from there you can access plug-ins, demos and more.
Payments
- Entry-level plan that enables your device to accept cards and digital wallet payments
- Payments is the required plan for qualified healthcare merchants
- Process payments, send digital invoices, manage employee profiles, access basic sales reports
- $0 per month for the first device; $11.95 per month for each additional device
Essentials
- The standard setup for a point-of-sale (POS) solution
- Take and track payments, send invoices and setup recurring payments
- Create and categorize items and track stock, access detailed reporting
- $14.95 per month for the first device; $11.95 per month for each additional device
Retail Growth
- Ideal for growing retail businesses
- Track inventory in real-time, manage employees, and access detailed reporting
- Build a simple, branded online store for customers to buy online (pick up in store)
- $84.95 per month for the first device; $19.95 per month for each additional device
Services Growth
- Designed for appointment-based service businesses
- Simplify appointment management, streamline operations, and access detailed reporting
- Create a branded website for customers to book online appointments, pre-pay, and buy products online (pick up in store)
- $84.95 per month for the first device; $19.95 per month for each additional device
Counter Service Restaurant
- Dining management for counter and quick-service restaurants
- Create menu items with variations, order numbers and types, add item labels, track stock, access detailed reporting
- Build a branded online ordering website, integrate with online delivery services
- $59.95 per month for the first device; $19.95 per month for each additional device
Table Service Restaurant
- Tailored for full-service dining management
- Accept payments with all of the functionality of the Counter Service plan, plus
- Enjoy advanced features including table mapping, opening tabs, and splitting bills
- $89.95 per month for the first device; $19.95 per month for each additional device
Please note Clover Go devices can be added to your account without an additional monthly fee.
Customize your solution
Create a customer loyalty program, offer gift cards, and more – select from hundreds of apps in the ever-growing Clover App Market.
Payment methods
- Contactless payments by card or digital wallets like Apple Pay® and Google PayTM
- Chip cards
- Swipe cards
- PIN debit
- Signature debit
- Cash
- Send custom digital invoices or key-in customer card information when a card is not present
- Clover Tap to Pay on iPhone® (PDF)
Other point-of-sale device options that may meet your needs
FD150 Terminal
For businesses that need a basic countertop terminal to accept card payments in person.
Clover Go
Accept payments on the go using your phone or tablet, and send receipts via email or text.
