WellsTrade^® IRA offered by Wells Fargo Advisors: A comprehensive online and mobile solution for self-directed investing

Manage your investments with convenience

With a WellsTrade brokerage account, you can plan, select, and monitor your investment portfolio with robust tools and independent investment resources — online and by phone 24/7.

You can:

• Enter trades for stocks, no load mutual funds , exchange-traded funds, options and money market mutual funds
• By phone, place trades with a fixed income specialist for bonds, treasuries and brokerage CD's
• Earn interest on your uninvested cash with the Wells Fargo Advisors Cash Sweep Program
• Check your account activity, balances, holdings and performance
• Find ideas and stay informed using real-time quotes, charts, market news, screeners and watch lists
• Access proprietary and third-party research

View your Wells Fargo accounts

With a single sign-on, you can securely access your Wells Fargo Advisors investment and Wells Fargo Bank banking accounts on your computer, tablet, and smartphone to:

• See a summary of your balances
• Transfer money between accounts, or send money to people you know and trust with Zelle^®
• Deposit checks into your WellsTrade brokerage account using your smartphone.

Mobile access, when you need it

Away from your computer? Use your tablet or smartphone to:

• Place trades and track orders
• Manage watchlists and get real-time quotes
• View account activity
• Access market news and data

You can also visit the tellers at Wells Fargo branches and make deposits, which are processed through an associated limited-purpose Wells Fargo Bank account in your name.

Pricing

Stock and ETF trades made online, through your computer, tablet, or smartphone and our automated phone system are $0.

Compare pricing

Investor resources

Your WellsTrade brokerage account gives you access to a powerful collection of Wells Fargo Advisors resources to help you plan your portfolio and select your investments, including:

• Market insight & commentary, economic outlooks, and timely industry news
• Industry/sector watch and performance ratings
• Investment ideas from Wells Fargo Advisors and industry experts
• Investing Basics provides general tips and information about investing
  

Robust tools 

Our line up of investing tools can help you with your investment selection process.

• Narrow your search with updated stock and ETF screeners
• Use our Bond Screener to find fixed income investments, including bonds, treasuries, and brokerage CD's
• Try the Wells Fargo Advisors Mutual Fund Screener tool to find mutual funds that can help you meet your investment goals
  

• Sign up to receive portfolio updates throughout the day
• View price, technical analysis, and moving average charts
• Get intraday and market wrap-up reports

Get the most out of your WellsTrade brokerage account 

• Use our suite of tools to help you plan, select, and monitor your investments.
• Access your brokerage statements, trade confirms, shareholder documents, proxies, and year-end tax documents online. Download frequently-used WellsTrade account forms. 
• Use our voice-activated phone system (PDF) to access balances, place trades, get quotes, and transfer money. 
• Use Brokerage Cash Services for convenient money movement including mobile transfers between your Wells Fargo Bank and Wells Fargo Advisors accounts and mobile deposit services.
• You can also visit the tellers at Wells Fargo branches and make deposits, which are processed through an associated limited-purpose Wells Fargo Bank account in your name.
• Easily add features to your account depending on your investment needs, financial resources, and risk tolerance. Features available include margin (not available for qualified retirement plans including IRAs) and options trading.
• Receive phone assistance support from our knowledgeable team.
  

How to fund your account 

After you open your WellsTrade brokerage account, you can choose from four easy ways to fund it. Visit our FAQ page for further information. 

Transfer funds from a Wells Fargo account 

You can safely and securely transfer funds from a Wells Fargo Bank checking or savings account or from an account at another financial institution to your new WellsTrade brokerage account through Automated Delivery. 

Transfers made between existing Wells Fargo Bank accounts can be completed online via the “Transfer & Pay” tab and are generally completed by the next business day. At this time, only personal checking or savings accounts drawn on a U.S. bank that can receive ACH transfers can be used.

Please keep in mind that rolling over assets to an IRA is just one of multiple options for your retirement plan. Each option has different advantages, disadvantages, investment options, and fees & expenses which should be understood and carefully considered. Investing and maintaining assets in an IRA will generally involve higher costs than those associated with employer-sponsored retirement plans. We recommend you consult with your current plan administrator before making any decisions regarding your retirement assets.

Transfer funds and securities from an existing brokerage account at another firm 

Complete our Customer Account Transfer form (PDF) and return it to us along with a complete copy of your most recent statement from the other brokerage firm. Transfers are typically completed within 10 business days. You may also transfer your IRA from another firm or roll over assets from qualified employer plans like a 401(k), 403(b), or 457 account into your WellsTrade IRA. 

Mail a check 

Make your check payable to Wells Fargo Advisors, MAC H0006-085, #1 N. Jefferson Ave., St. Louis, MO 63103. 

Request a wire transfer from another financial institution 

You will need to contact the other firm to complete their transfer form and provide them with Wells Fargo Advisors Routing Number and your new WellsTrade account number.